No hay ninguna inversi\u00f3n que sea completamente segura. Y, si la hubiera, no ser\u00eda rentable. La diversificaci\u00f3n es una f\u00f3rmula de reducir el riesgo inherente a toda inversi\u00f3n y de estar protegido ante eventos inesperados.<\/p>\n\n\n\n
\u201cLa diversificaci\u00f3n es la protecci\u00f3n contra la ignorancia\u201d, y no le falta raz\u00f3n. Si hay una f\u00f3rmula de proteger tus inversiones esta es diversificarlas, lo que com\u00fanmente se conoce como \u201cno poner todos los huevos en una misma cesta\u201d.<\/p>Warren Buffet<\/cite><\/blockquote>\n\n\n\n
Diferentes tipos de riesgo<\/h3>\n\n\n\n
Principalmente podemos distinguir entre dos tipos diferentes de riesgo: diversificable<\/em> y no diversificable<\/em>.<\/p>\n\n\n\n
El riesgo no diversificable<\/strong>, tambi\u00e9n llamado riesgo sist\u00e9mico, es aquel que se asocia al mercado en su conjunto. Es un riesgo que no afecta a ninguna empresa o activo en concreto, sino que cuando se produce afecta a todos los activos de un mercado. Ejemplos de este tipo de riesgo ser\u00edan subidas de tipos de inter\u00e9s, inflaci\u00f3n, guerras, cambios de gobierno, etc. En definitiva estamos hablando de un tipo de riesgo que el inversor debe asumir como inherente a la actividad de invertir. No podemos eliminar este riesgo mediante la diversificaci\u00f3n.<\/p>\n\n\n\n
El riesgo diversificable<\/strong>, tambi\u00e9n conocido como riesgo no sist\u00e9mico, es el riesgo espec\u00edfico a cada empresa o activo en los que podemos invertir. Las fuentes m\u00e1s habituales de este tipo de riesgo son el riesgo empresarial y el riesgo financiero de quiebra de un activo espec\u00edfico. Como inversores prudentes, podemos utilizar la diversificaci\u00f3n para limitar el impacto que pueden tener este tipo de eventos sobre el conjunto de nuestras inversiones.<\/p>\n\n\n\n
\u00bfC\u00f3mo diversificar tu cartera?<\/h3>\n\n\n\n
Diversificar pasa por tener instrumentos o activos que ante situaciones id\u00e9nticas reaccionen de forma distinta, para que las ganancias de unos activos puedan compensar las p\u00e9rdidas de otros. Sobre todo, en momentos delicados de mercado.<\/p>\n\n\n\n
Desde un punto de vista pr\u00e1ctico, esto se traduce en contar con inversiones en renta fija, pero tambi\u00e9n en renta variable, apostar por empresas de diferentes sectores y de diferentes pa\u00edses.<\/p>\n\n\n\n
Como con casi todo lo que tiene que ver con la inversi\u00f3n, la teor\u00eda siempre es m\u00e1s f\u00e1cil que la pr\u00e1ctica. De hecho, en este caso, es m\u00e1s f\u00e1cil equivocarse que hacerlo bien, y la culpa la tienen los sesgos cognitivos. Normalmente invertimos en empresas que conocemos y tenemos cerca porque as\u00ed nos sentimos m\u00e1s seguros.<\/em><\/p>","protected":false},"excerpt":{"rendered":"
No hay ninguna inversi\u00f3n que sea completamente segura. Y, si la hubiera, no ser\u00eda rentable. La diversificaci\u00f3n es una f\u00f3rmula de reducir el riesgo inherente a toda inversi\u00f3n y de estar protegido ante eventos inesperados. \u201cLa diversificaci\u00f3n es la protecci\u00f3n contra la ignorancia\u201d, y no le falta raz\u00f3n. Si hay una f\u00f3rmula de proteger tus […]<\/p>","protected":false},"author":2,"featured_media":7665,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[36,31],"tags":[23,30,71],"yoast_head":"\n
\u226b\u00bfPorqu\u00e9 Diversificar Inversiones?<\/title>\n<meta name=\"description\" content=\"No existe una inversi\u00f3n completamente segura. Y, en todo caso, no ser\u00e1 rentable. La diversificaci\u00f3n es una f\u00f3rmula que reduce los riesgos inherentes a cualquier inversi\u00f3n y previene accidentes.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/emalonso.com.ar\/en\/diversificar-inversion\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u226b\u00bfPorqu\u00e9 Diversificar Inversiones?\" \/>\n<meta property=\"og:description\" content=\"No existe una inversi\u00f3n completamente segura. Y, en todo caso, no ser\u00e1 rentable. La diversificaci\u00f3n es una f\u00f3rmula que reduce los riesgos inherentes a cualquier inversi\u00f3n y previene accidentes.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/emalonso.com.ar\/en\/diversificar-inversion\/\" \/>\n<meta property=\"og:site_name\" content=\"Estudio Miguel Alonso\" \/>\n<meta property=\"article:published_time\" content=\"2020-11-14T18:01:30+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-11-14T18:01:31+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/emalonso.com.ar\/wp-content\/uploads\/2020\/11\/2.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"800\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"E.A.A.\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"E.A.A.\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/emalonso.com.ar\/en\/diversificar-inversion\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/emalonso.com.ar\/en\/diversificar-inversion\/\"},\"author\":{\"name\":\"E.A.A.\",\"@id\":\"https:\/\/emalonso.com.ar\/#\/schema\/person\/0fc2f4ea11398484f085e68fc940a8ee\"},\"headline\":\"\u00bfPorqu\u00e9 Diversificar Inversiones?\",\"datePublished\":\"2020-11-14T18:01:30+00:00\",\"dateModified\":\"2020-11-14T18:01:31+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/emalonso.com.ar\/en\/diversificar-inversion\/\"},\"wordCount\":419,\"publisher\":{\"@id\":\"https:\/\/emalonso.com.ar\/#organization\"},\"image\":{\"@id\":\"https:\/\/emalonso.com.ar\/en\/diversificar-inversion\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/emalonso.com.ar\/wp-content\/uploads\/2020\/11\/2.jpg\",\"keywords\":[\"Estudio Contable\",\"inversiones\",\"Inversionistas\"],\"articleSection\":[\"Empresa\",\"Finanzas\"],\"inLanguage\":\"en-GB\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/emalonso.com.ar\/en\/diversificar-inversion\/\",\"url\":\"https:\/\/emalonso.com.ar\/en\/diversificar-inversion\/\",\"name\":\"\u226b\u00bfPorqu\u00e9 Diversificar Inversiones?\",\"isPartOf\":{\"@id\":\"https:\/\/emalonso.com.ar\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/emalonso.com.ar\/en\/diversificar-inversion\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/emalonso.com.ar\/en\/diversificar-inversion\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/emalonso.com.ar\/wp-content\/uploads\/2020\/11\/2.jpg\",\"datePublished\":\"2020-11-14T18:01:30+00:00\",\"dateModified\":\"2020-11-14T18:01:31+00:00\",\"description\":\"No existe una inversi\u00f3n completamente segura. Y, en todo caso, no ser\u00e1 rentable. La diversificaci\u00f3n es una f\u00f3rmula que reduce los riesgos inherentes a cualquier inversi\u00f3n y previene accidentes.\",\"breadcrumb\":{\"@id\":\"https:\/\/emalonso.com.ar\/en\/diversificar-inversion\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/emalonso.com.ar\/en\/diversificar-inversion\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/emalonso.com.ar\/en\/diversificar-inversion\/#primaryimage\",\"url\":\"https:\/\/emalonso.com.ar\/wp-content\/uploads\/2020\/11\/2.jpg\",\"contentUrl\":\"https:\/\/emalonso.com.ar\/wp-content\/uploads\/2020\/11\/2.jpg\",\"width\":1200,\"height\":800,\"caption\":\"Estudio Contable Buenos Aires\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/emalonso.com.ar\/en\/diversificar-inversion\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\/\/emalonso.com.ar\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u00bfPorqu\u00e9 Diversificar Inversiones?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/emalonso.com.ar\/#website\",\"url\":\"https:\/\/emalonso.com.ar\/\",\"name\":\"Estudio Miguel Alonso\",\"description\":\"Estudio Contable e Impositivo\",\"publisher\":{\"@id\":\"https:\/\/emalonso.com.ar\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/emalonso.com.ar\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/emalonso.com.ar\/#organization\",\"name\":\"Estudio Contable Alonso y Asociados\",\"url\":\"https:\/\/emalonso.com.ar\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/emalonso.com.ar\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/emalonso.com.ar\/wp-content\/uploads\/2020\/05\/Disen\u0303o-sin-ti\u0301tulo-56.png\",\"contentUrl\":\"https:\/\/emalonso.com.ar\/wp-content\/uploads\/2020\/05\/Disen\u0303o-sin-ti\u0301tulo-56.png\",\"width\":500,\"height\":500,\"caption\":\"Estudio Contable Alonso y Asociados\"},\"image\":{\"@id\":\"https:\/\/emalonso.com.ar\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/emalonso.com.ar\/#\/schema\/person\/0fc2f4ea11398484f085e68fc940a8ee\",\"name\":\"E.A.A.\",\"url\":\"https:\/\/emalonso.com.ar\/en\/author\/c1740958\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u226b\u00bfPorqu\u00e9 Diversificar Inversiones?","description":"No existe una inversi\u00f3n completamente segura. Y, en todo caso, no ser\u00e1 rentable. La diversificaci\u00f3n es una f\u00f3rmula que reduce los riesgos inherentes a cualquier inversi\u00f3n y previene accidentes.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/emalonso.com.ar\/en\/diversificar-inversion\/","og_locale":"en_GB","og_type":"article","og_title":"\u226b\u00bfPorqu\u00e9 Diversificar Inversiones?","og_description":"No existe una inversi\u00f3n completamente segura. Y, en todo caso, no ser\u00e1 rentable. La diversificaci\u00f3n es una f\u00f3rmula que reduce los riesgos inherentes a cualquier inversi\u00f3n y previene accidentes.","og_url":"https:\/\/emalonso.com.ar\/en\/diversificar-inversion\/","og_site_name":"Estudio Miguel Alonso","article_published_time":"2020-11-14T18:01:30+00:00","article_modified_time":"2020-11-14T18:01:31+00:00","og_image":[{"width":1200,"height":800,"url":"https:\/\/emalonso.com.ar\/wp-content\/uploads\/2020\/11\/2.jpg","type":"image\/jpeg"}],"author":"E.A.A.","twitter_card":"summary_large_image","twitter_misc":{"Written by":"E.A.A.","Estimated reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/emalonso.com.ar\/en\/diversificar-inversion\/#article","isPartOf":{"@id":"https:\/\/emalonso.com.ar\/en\/diversificar-inversion\/"},"author":{"name":"E.A.A.","@id":"https:\/\/emalonso.com.ar\/#\/schema\/person\/0fc2f4ea11398484f085e68fc940a8ee"},"headline":"\u00bfPorqu\u00e9 Diversificar Inversiones?","datePublished":"2020-11-14T18:01:30+00:00","dateModified":"2020-11-14T18:01:31+00:00","mainEntityOfPage":{"@id":"https:\/\/emalonso.com.ar\/en\/diversificar-inversion\/"},"wordCount":419,"publisher":{"@id":"https:\/\/emalonso.com.ar\/#organization"},"image":{"@id":"https:\/\/emalonso.com.ar\/en\/diversificar-inversion\/#primaryimage"},"thumbnailUrl":"https:\/\/emalonso.com.ar\/wp-content\/uploads\/2020\/11\/2.jpg","keywords":["Estudio Contable","inversiones","Inversionistas"],"articleSection":["Empresa","Finanzas"],"inLanguage":"en-GB"},{"@type":"WebPage","@id":"https:\/\/emalonso.com.ar\/en\/diversificar-inversion\/","url":"https:\/\/emalonso.com.ar\/en\/diversificar-inversion\/","name":"\u226b\u00bfPorqu\u00e9 Diversificar Inversiones?","isPartOf":{"@id":"https:\/\/emalonso.com.ar\/#website"},"primaryImageOfPage":{"@id":"https:\/\/emalonso.com.ar\/en\/diversificar-inversion\/#primaryimage"},"image":{"@id":"https:\/\/emalonso.com.ar\/en\/diversificar-inversion\/#primaryimage"},"thumbnailUrl":"https:\/\/emalonso.com.ar\/wp-content\/uploads\/2020\/11\/2.jpg","datePublished":"2020-11-14T18:01:30+00:00","dateModified":"2020-11-14T18:01:31+00:00","description":"No existe una inversi\u00f3n completamente segura. Y, en todo caso, no ser\u00e1 rentable. La diversificaci\u00f3n es una f\u00f3rmula que reduce los riesgos inherentes a cualquier inversi\u00f3n y previene accidentes.","breadcrumb":{"@id":"https:\/\/emalonso.com.ar\/en\/diversificar-inversion\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/emalonso.com.ar\/en\/diversificar-inversion\/"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/emalonso.com.ar\/en\/diversificar-inversion\/#primaryimage","url":"https:\/\/emalonso.com.ar\/wp-content\/uploads\/2020\/11\/2.jpg","contentUrl":"https:\/\/emalonso.com.ar\/wp-content\/uploads\/2020\/11\/2.jpg","width":1200,"height":800,"caption":"Estudio Contable Buenos Aires"},{"@type":"BreadcrumbList","@id":"https:\/\/emalonso.com.ar\/en\/diversificar-inversion\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/emalonso.com.ar\/"},{"@type":"ListItem","position":2,"name":"\u00bfPorqu\u00e9 Diversificar Inversiones?"}]},{"@type":"WebSite","@id":"https:\/\/emalonso.com.ar\/#website","url":"https:\/\/emalonso.com.ar\/","name":"Estudio Miguel Alonso","description":"Accounting and Tax Firm","publisher":{"@id":"https:\/\/emalonso.com.ar\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/emalonso.com.ar\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/emalonso.com.ar\/#organization","name":"Estudio Contable Alonso y Asociados","url":"https:\/\/emalonso.com.ar\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/emalonso.com.ar\/#\/schema\/logo\/image\/","url":"https:\/\/emalonso.com.ar\/wp-content\/uploads\/2020\/05\/Disen\u0303o-sin-ti\u0301tulo-56.png","contentUrl":"https:\/\/emalonso.com.ar\/wp-content\/uploads\/2020\/05\/Disen\u0303o-sin-ti\u0301tulo-56.png","width":500,"height":500,"caption":"Estudio Contable Alonso y Asociados"},"image":{"@id":"https:\/\/emalonso.com.ar\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/emalonso.com.ar\/#\/schema\/person\/0fc2f4ea11398484f085e68fc940a8ee","name":"E.A.A.","url":"https:\/\/emalonso.com.ar\/en\/author\/c1740958\/"}]}},"_links":{"self":[{"href":"https:\/\/emalonso.com.ar\/en\/wp-json\/wp\/v2\/posts\/7664"}],"collection":[{"href":"https:\/\/emalonso.com.ar\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emalonso.com.ar\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emalonso.com.ar\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/emalonso.com.ar\/en\/wp-json\/wp\/v2\/comments?post=7664"}],"version-history":[{"count":0,"href":"https:\/\/emalonso.com.ar\/en\/wp-json\/wp\/v2\/posts\/7664\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emalonso.com.ar\/en\/wp-json\/wp\/v2\/media\/7665"}],"wp:attachment":[{"href":"https:\/\/emalonso.com.ar\/en\/wp-json\/wp\/v2\/media?parent=7664"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emalonso.com.ar\/en\/wp-json\/wp\/v2\/categories?post=7664"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emalonso.com.ar\/en\/wp-json\/wp\/v2\/tags?post=7664"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}